Mortgage calculator
Estimate payments with a deposit, insurance on the initial principal, and upfront fees.
- , -Your receipt will appear hereFix the value in red to update the result.
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How does it work?
Step 1Enter the property price and deposit.
Step 2Set the fixed rate, term, insurance rate and fees.
Step 3Compare the monthly payment and total repayments plus fees.
M = P × i / (1 − (1+i)^(−12y)) + P × insurance / 1200
Frequently asked questions
Apply the annual insurance rate to the initial loan principal, then divide by 12. It stays constant.
No. Fees are paid upfront and added to total repayments plus fees. The deposit is shown separately.
No. It is a fixed-rate estimate excluding property taxes, maintenance and costs you have not entered.